Built exclusively for IMGs

No credit history?
No US address?
No problem.

NestMD is the only housing platform built specifically for International Medical Graduates matching into US residency.

โœ— Zillow won't tell you which landlords accept offer letters instead of credit scores
โœ— You can't fly to the US to tour apartments from overseas
โœ“ NestMD pre-vets every landlord โ€” only IMG-friendly properties make our list
See How We're Different

YOUR HOUSING JOURNEY

Dr. Priya S. ยท Internal Medicine ยท Cleveland Clinic

โœ“
Matched on March 15

Submitted housing preferences to NestMD

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Credit-Free Landlords Found

3 verified landlords accept your residency offer letter

No credit check needed
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Virtual Tour from Pakistan

Toured apartments via live video with advisor

4
Lease Signed Remotely

Moving into The Vue at Fairfax on June 20

$1,250/mo ยท 0.8 mi from hospital

We solve problems Zillow doesn't even know exist

Generic apartment sites weren't built for someone moving to the US for the first time with no credit history, no SSN, and 3 months to figure it out.

๐Ÿข

Generic Apartment Sites

The problem
  • โœ— Require US credit history to apply โ€” IMGs get rejected over and over
  • โœ— Most require income 40x rent โ€” resident salaries don't qualify
  • โœ— Demand a US-based guarantor or co-signer you don't have
  • โœ— No way to know which buildings have hospital partnerships
  • โœ— Reviews from random tenants โ€” no idea if physicians actually live there
  • โœ— No remote leasing โ€” you have to visit in person from overseas
๐Ÿฅ

NestMD

Built for IMGs
  • โœ“ Every landlord is pre-vetted โ€” they accept residency offer letters instead of credit checks
  • โœ“ Hospital-partnered buildings that waive the 40x income rule for residents
  • โœ“ No guarantor or co-signer needed โ€” we've negotiated this upfront
  • โœ“ See where residents actually live โ€” "42 physicians from Cleveland Clinic live here"
  • โœ“ Virtual tours + remote lease signing from anywhere in the world
  • โœ“ Full concierge โ€” utilities, internet, furniture, and move-in day handled

Three things you can't get anywhere else

๐Ÿฅ

Hospital-Partnered Buildings

We identify buildings that have existing partnerships with nearby teaching hospitals. These buildings waive the standard 40x income requirement for residents, don't require a US-based guarantor, and accept your offer letter as proof of employment. No credit check, no co-signer, no hassle.

200+ partner buildings nationwide
๐Ÿ‘จโ€โš•๏ธ

"Where Physicians Actually Live" Data

We track which buildings are most popular with residents at each hospital. Instead of guessing, you'll see data like "42 physicians from Cleveland Clinic live here" โ€” real signals from people in your exact situation, plus their verified reviews.

4,800+ verified physician reviews
๐Ÿค

Roommate & Cohort Matching

Get matched with other incoming residents at your hospital. Share a 2BR, split costs in half, and start residency with a built-in community. We handle the matching โ€” you just say yes.

60% of IMGs save by sharing

Match Day to move-in, handled

Your advisor handles the entire process โ€” you just tell us where you matched.

1
๐ŸŽฏ

Tell Us Your Match

Share your hospital, city, budget, and move-in date. We already know which landlords near your program accept IMGs.

2
๐Ÿ›ก๏ธ

Get Pre-Approved Options

We send you 3-5 apartments where you're guaranteed to qualify โ€” no credit check, no SSN, no co-signer.

3
๐Ÿ“ฑ

Tour Remotely

Your advisor does live video walkthroughs from the apartment. Read reviews from IMGs who lived there last year.

4
๐Ÿ”‘

Sign & Arrive Ready

Sign your lease remotely. We coordinate utilities, internet, and optional furniture โ€” walk into a ready home on day one.

Every listing is IMG-approved

Pre-vetted landlords who accept offer letters. Reviewed by IMGs at your hospital.

Housing advice from people who've been in your shoes

๐Ÿฅ

Hospital-Specific Reviews

Filter reviews by your exact residency program. See what PGY-1s said about their commute, neighborhood safety, and landlord responsiveness.

๐Ÿง‘โ€๐Ÿคโ€๐Ÿง‘

Roommate Matching

Get paired with other incoming residents at your hospital. Share a 2BR, split costs, and start residency with a friend instead of alone.

๐Ÿ’ฌ

Ask a Current Resident

Message IMGs currently living in your target apartment. Get unfiltered answers about what it's really like โ€” not marketing copy.

Recent IMG Reviews
๐Ÿ‘จโ€โš•๏ธ
Dr. Ahmed R.
PGY-1 Internal Medicine ยท Johns Hopkins
โ˜…โ˜…โ˜…โ˜…โ˜…

"Landlord accepted my offer letter โ€” no credit check. 8 min walk to the hospital. My NestMD advisor even set up my internet before I arrived."

Verified IMG ยท Lived here 2025-2026
๐Ÿ‘ฉโ€โš•๏ธ
Dr. Sneha M.
PGY-1 Pediatrics ยท Henry Ford Health
โ˜…โ˜…โ˜…โ˜…โ˜…

"Found a roommate through NestMD โ€” another IMG starting at the same program. We split a 2BR for $600 each. Would have never found this on Zillow."

Verified IMG ยท Roommate match
๐Ÿ‘จโ€โš•๏ธ
Dr. Chinedu O.
PGY-1 Surgery ยท U of Chicago
โ˜…โ˜…โ˜…โ˜…โ˜†

"Applied to 5 apartments on Zillow โ€” rejected every time for no credit. NestMD sent me 3 pre-approved options in 48 hours."

Verified IMG ยท No credit check

Know your real monthly cost before you sign

See exactly how much of your resident salary goes to housing โ€” no surprises after you move.

Enter Your Details

PGY-1 salary estimates. PGY-2+ typically $2-4K more/year.

Your Monthly Breakdown

Rent$1,250
Utilities (electric + gas)$95
Internet$50
Renter's Insurance$15
Parking$0
Groceries (est.)$300
Total Monthly Cost $1,710
Percentage of Take-Home Pay
42%
You'd spend 42% of your take-home pay on living costs. Financial advisors recommend keeping housing under 30% โ€” consider a roommate to cut costs in half.

Exactly what you need to sign a lease as an IMG

Most landlords have never rented to someone on a J-1 or H-1B visa. We've done the work so you don't have to explain yourself.

๐Ÿ“„ Documents to Prepare

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Residency Offer Letter
Your most important document. Shows employer, salary, start date, and duration. This replaces credit checks at our partner buildings.
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Valid Passport
Government-issued photo ID. Most landlords accept this in place of a US driver's license.
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Visa Documentation J-1H-1B
DS-2019 (J-1) or I-797 approval notice (H-1B). Proves your legal right to be in the US.
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Bank Statement (Home Country)
Shows you have savings for deposit + first month. Some landlords accept statements from international banks.
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Program Coordinator Letter (optional)
A letter from your residency coordinator confirming your position. Our concierge team can help you request this.

โš ๏ธ Visa-Specific Lease Issues

!
J-1 2-Year Home Residency Requirement
Some J-1 holders must return home for 2 years after residency. This can affect lease length โ€” our partner landlords understand this and offer flexible terms.
!
H-1B Employer-Specific Work Authorization
H-1B is tied to your employer (hospital). If you transfer programs, you may need a new visa. Landlords sometimes ask about this โ€” we prep you.
!
Both SSN Timing Gap
You won't have an SSN when you first arrive. Our partner landlords accept ITIN or simply waive the SSN requirement for medical residents.
!
Both Lease Break Clauses
If you need to transfer programs or return home unexpectedly, standard leases penalize you. We negotiate early termination clauses for IMGs.
๐Ÿ’ก NestMD Tip: Don't waste time explaining your visa situation to random landlords on Zillow. Every property in our network already understands IMG documentation and won't reject you for lacking a US credit history, SSN, or guarantor.

Match Day to move-in: your complete timeline

Follow this step-by-step guide so nothing falls through the cracks.

๐ŸŽฏ
March 15 โ€” Match Day

You Matched! Start your housing search immediately.

The best apartments near hospitals go fast. Sign up with NestMD the same day.

  • Sign up on NestMD with your match details
  • Set your budget and preferences
  • Request your residency offer letter from your program
NestMD sends you pre-approved options within 48 hours
๐Ÿ 
March 15โ€“31 โ€” Week 1-2

Review options and tour virtually

Browse your curated matches, watch virtual tours, and read IMG reviews from current residents.

  • Review pre-approved listings (you're guaranteed to qualify)
  • Schedule live video walkthroughs with your advisor
  • Connect with potential roommates at your program
  • Ask current IMGs about the building via NestMD chat
๐Ÿ“
April โ€” Month 2

Sign your lease remotely

Lock in your apartment from your home country. Your NestMD advisor reviews every clause.

  • Choose your apartment and submit application
  • NestMD advisor reviews lease terms for IMG-specific issues
  • Sign lease electronically (DocuSign)
  • Pay deposit via international wire or US bank
NestMD negotiates early termination clauses for visa holders
๐Ÿ“‹
May โ€” Month 3

Prepare your documents and logistics

Get everything ready for your arrival. NestMD Full Concierge handles utilities and internet setup.

  • Gather all visa documents (DS-2019 or I-797)
  • Set up a US bank account (some banks allow remote opening)
  • Purchase renter's insurance ($12-20/mo online)
  • Coordinate utility activation date
  • Order furniture if needed (IKEA delivery, Facebook Marketplace)
Full Concierge: we set up utilities + internet before you arrive
โœˆ๏ธ
June โ€” Arrival

Arrive and settle in

Walk into a ready apartment. Focus on orientation, not furniture shopping.

  • Pick up keys (or NestMD meets you at the building)
  • Apply for SSN at local Social Security office
  • Get a US phone number (T-Mobile, Mint Mobile)
  • Set up hospital parking / transit pass
  • Explore your neighborhood (use NestMD's local guide)
๐Ÿฅ
Late June / July โ€” Residency Begins

Start residency with zero housing stress

You're settled, your commute is figured out, and you can focus on being a great doctor.

  • Attend orientation
  • Leave a review on NestMD for next year's cohort
  • Refer fellow IMGs and earn credits
Full Concierge includes 30-day post-move support

Invest in a stress-free start to residency

Every plan includes access to credit-free landlords and IMG reviews. Choose how much support you want.

Self-Search
Free
Browse our IMG-verified listings yourself
  • Browse credit-free landlord listings
  • Filter by hospital proximity
  • Read verified IMG reviews
  • View virtual tour videos
Full Concierge
$399 one-time
Walk into a fully ready home on day one
  • Everything in Guided Match
  • Unlimited pre-approved matches
  • Utility & internet setup before arrival
  • Optional furnished apartment coordination
  • Move-in day welcome package
  • 30-day post-arrival support

Fill vacancies with guaranteed-income tenants

Medical residents earn a stable salary, sign multi-year leases, and are too busy to cause trouble. We send you pre-verified tenants โ€” you just say yes.

$55K+
Avg. Resident Salary
3-7 yr
Typical Lease Duration
15K+
New IMGs Every March

Your questions, answered

Those sites list apartments โ€” but they don't tell you which landlords will actually rent to you without a US credit history or SSN. Every landlord on NestMD has agreed to accept your residency offer letter as proof of income. Plus, all our reviews come from verified IMGs at your specific hospital, not random tenants.

Yes โ€” that's exactly why we exist. Every landlord in our network has agreed to waive traditional credit checks for medical residents. Your residency offer letter serves as proof of income and employment. No co-signer needed either.

Absolutely. All listings have virtual tour videos. With our Guided Match and Full Concierge plans, your personal advisor will do live video walkthroughs from the apartment so you can ask questions in real-time. We've helped IMGs secure housing from Pakistan, India, Nigeria, Egypt, and 50+ other countries.

Sign up right after Match Day in March. Our listings are pre-loaded and ready to go the moment results come out. This gives you about 3 months to secure housing before your June/July start date. We can also help on shorter timelines if you're in the SOAP or scramble.

Yes! Our roommate matching connects you with other incoming residents at the same hospital. About 60% of IMGs using NestMD choose to share an apartment โ€” it cuts costs significantly and gives you a built-in community from day one.

Medical residents are ideal tenants: they have stable, verifiable income, they sign multi-year leases (residency is 3-7 years), and they're focused on their work. We send landlords pre-verified tenants who are ready to sign. It's a win for both sides.

You survived Step 1, Step 2, and the Match.
Let us handle the housing.

Join thousands of IMGs who walked into a ready home on their first day of residency.